Frequently Asked Questions
Answers based on Golddraw Plan rules and terms.
If 3 consecutive installments are not paid, membership will be cancelled. The deposited amount will be given as gold jewellery in the 16th month. If only 4 installments are paid, the money will not be returned.
Every month on the 15th there is a lucky draw. The member whose coupon is selected receives gold jewellery and no further installments need to be paid.
More than 10 coupons cannot be issued under one name.
If your coupon is drawn: you get gold jewellery as per the month range (1–5 months: ₹11,990; 6–9 months: ₹19,990; 10–13 months: ₹27,990; 14–15 months: ₹31,990). Remaining 85 members get ₹32,990 gold jewellery in the 16th month.
Bank withdrawal and Cash Admin Charge — 5%.
Installments must be deposited between the 1st and 10th of every month.
Working incentive is paid on the 1st and 16th of every month. Renewal collection income arrives between the 3rd and 4th of the month.
If your name does not appear in the draw after paying 5 installments, you get a free ₹2,000 coupon. If your name does not appear after paying 9 installments, you get free silver worth ₹2,000.